New Hampshire mortgage lenders
Reviewed by Tim Fredheim, NMLS 23007 · Last updated November 13, 2026
Looking for New Hampshire mortgage lenders? Vision Mortgage helps buyers and homeowners in Portsmouth, Manchester, Nashua, Concord, Dover and statewide New Hampshire with purchase, refinance, first-time buyer, conventional, FHA, VA, USDA, jumbo and primary-home HELOC loans. As a mortgage brokerage, we compare options from many lenders. Call (207) 842-6854 and ask for Tim.
Vision Mortgage is two people, Travis and Tim, with more than 45 years of mortgage experience between us. We're small and local, and we work together to get loans closed.
Tim Fredheim (NMLS 23007) started in the mortgage business in 1996.
What we help with in New Hampshire
Vision Mortgage helps New Hampshire buyers and homeowners with purchase, refinance and cash-out refinance, conventional, FHA, VA, USDA and jumbo loans, first-time home buyer loans, and HELOCs on primary homes. For conventional loan details, see our conventional loans in New Hampshire page.
New Hampshire cities we help
Portsmouth
Vision Mortgage helps Portsmouth buyers and homeowners purchase or refinance the home they live in.
Manchester
Buying a home in Manchester? Vision Mortgage can compare purchase loan options for you.
Nashua
Nashua homeowners can talk with Vision Mortgage about refinancing their primary home or a primary-home HELOC.
Concord
For a home purchase in Concord, we help you review loan options and understand the costs.
Dover
Vision Mortgage helps first-time buyers in Dover look at home loan options that fit their circumstances.
We also help buyers and homeowners statewide across New Hampshire.
Homes people live in
Tim's New Hampshire work is for homes people live in. Investment and rental property loans are handled by Travis Penny at travis.mortgage. For DSCR and investment property loans, see Travis Penny at travis.mortgage/licensing for the states currently available.
New Hampshire mortgage questions
Who can help me find New Hampshire mortgage lenders for a home purchase?
Tim Fredheim (NMLS 23007) at Vision Mortgage helps New Hampshire buyers compare purchase loan options from many lenders, including in Portsmouth, Manchester, Nashua, Concord and Dover. Call the office at (207) 842-6854 and ask for Tim.
What loan programs does Vision Mortgage offer in New Hampshire?
Vision Mortgage helps New Hampshire buyers and homeowners with purchase, refinance and cash-out refinance, conventional, FHA, VA, USDA and jumbo loans, first-time home buyer loans, and HELOCs on primary homes. See our conventional loans in New Hampshire page, or call (207) 842-6854.
Does Vision Mortgage help first-time home buyers in New Hampshire?
Yes. Tim Fredheim helps first-time buyers in New Hampshire get pre approved and compare loan options. Some conventional programs allow as little as 3% down for qualified first-time buyers, and mortgage insurance applies until you build more equity. Not everyone will qualify.
Can I refinance or get a HELOC on a New Hampshire primary home?
Yes. Tim Fredheim helps New Hampshire homeowners refinance the home they live in, including cash-out refinance, and he also helps with HELOCs on primary homes. Call the office at (207) 842-6854 and ask for Tim.
Which New Hampshire cities does Vision Mortgage serve?
Vision Mortgage helps buyers and homeowners in Portsmouth, Manchester, Nashua, Concord, Dover and statewide New Hampshire. The office is at 352 Warren Ave, Suite 6, Portland, Maine. Call (207) 842-6854 and ask for Tim.
Who handles investment property and DSCR loans?
Investment and rental property loans are handled by Travis Penny at travis.mortgage. For DSCR and investment property loans, see Travis Penny at travis.mortgage/licensing for the states currently available.
Tim Fredheim, NMLS 23007. Vision Mortgage, LLC, NMLS 1286953. Equal Housing Opportunity.