Vision Mortgage Provides an
Amazing Customer
Maine Experience

Vision Mortgage Home Loan Programs for Maine Homebuyers

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Conventional Maine Mortgage Loans

A conventional loan is a type of mortgage loan that is not insured by the government. Conventional loans offer flexibility & fewer restrictions for homebuyers, especially those borrowers with good credit & steady income. In 2024, a FICO score of 640 & a 20% down payment is standard.  

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Maine FHA Home Loans

FHA home loans are mortgages which are insured by the Federal Housing Administration (FHA), allowing Maine borrowers to get lower mortgage rates with a minimal down payment. Maine FHA loans only require a 3.5% down payment. In 2024, a FICO score of 580 is the minimum score required to qualify. 

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VA Loans in Portland, ME

VA loans are mortgages guaranteed by the Department of Veteran Affairs. These loans offer Maine military veterans exceptional benefits, including low interest rates and no down payment. No minimum credit score is needed to qualify for a Maine VA loan. Qualified VA loans do not require mortgage insurance. 

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Jumbo Loans in Maine

A jumbo loan is a mortgage used to finance properties that are too expensive for a conventional conforming loan. The maximum amount for a conforming FHA loan is $546,250 in Cumberland County, Maine. Properties mortgaged with traditional loans above $766,550 are  considered jumbo loans statewide. 

Maine Mortgage

Vision Mortgage of Maine provides expert lending services statewide, here in Maine & throughout New Hampshire. When the big box lenders say, "no," Vision offers flexible lending programs & helps Mainers get qualified for home mortgages & refinance lending. Our team of lending experts are ready to assist you through the complete Maine mortgage process from pre-approval to closing on your new home.    

Maine Home Loan & Refinance by Vision Mortgage in Portland, ME - Your Local Vision

Welcome to Vision Mortgage, your trusted local mortgage broker serving the beautiful state of Maine! We understand that securing your home loan can be a complex and overwhelming process, which is why our team of mortgage experts is here to simplify things for you. Whether you're a first-time homebuyer or looking to refinance, we have loan solutions that can meet your specific needs.

At Vision Mortgage LLC, we offer a wide range of home loan and refinance lending options to suit every Mainer's situation. If you're a first-time buyer, our FHA loans provide flexible qualification criteria and low down payment requirements. Refinancing your home? Vision has the best refinance lending statewide. For our brave veterans, we proudly offer VA loans, designed to honor your service by providing competitive interest rates and favorable terms. If you're looking to buy a rural property, our USDA loans offer affordable financing options in eligible areas. 

Not only do we cater to those specific loan types, but we also specialize in jumbo loans for those seeking high-value properties, conventional loans for borrowers with solid credit history, and Non-QM loans for self-employed or unconventional income borrowers. We believe in empowering our clients with a diverse range of loan solutions to choose from.

Based in the heart of Maine, our company proudly serves the vibrant communities of Portland, Westbrook, and Saco. Whether you're looking to settle down in the lively food and arts scene of Portland, the suburban charm of Westbrook, or the picturesque coastal town of Saco, we have the resources and expertise to help you achieve your homeownership dreams.

So why choose us? At Vision Mortgage LLC, we are committed to providing exceptional customer service, guiding you through the entire loan process from start to finish. We take the time to understand your unique circumstances and financial goals, ensuring that we find the perfect loan option that suits your needs. Our team of knowledgeable professionals are here to answer any questions you may have and provide personalized advice tailored to your situation. 

When it comes to finding the right mortgage loan in Maine, look no further than Vision Mortgage LLC. With our vast selection of loan solutions and our dedication to putting our clients first, we are your go-to mortgage broker in Portland, Westbrook, Saco, and beyond. Take the next step towards homeownership and contact us today for a friendly and efficient mortgage experience.

Why Choose a Local Mortgage Company?

Choosing a local Maine mortgage company means a higher customer satisfaction rate for you! We personally understand our state's customers home loan needs, Maine's housing inventories, and match you with the best interest rates from our network of trusted lenders. If purchasing a new home or refinancing an existing mortgage, Vision Mortgage provides all your home buying services in-house from your first phone call, to underwriting a home loan, and closing on your new property. 

Remember, at Vision Mortgage, "wherever you are in Maine, you're our neighbor!" Timothy Fredheim - CEO


Vision Mortgage Your Statewide Maine Lender

Vision Mortgage is licensed to provide homebuyers home lending services statewide here in Maine and throughout New Hampshire. To get a great deal on a mortgage near you, ask yourself, how do you purchase a home at an affordable rate? It starts with finding a local mortgage expert. At Vision Mortgage we have over 50 combined years serving our communities and our team is confident we will meet all of your home lending expectations from the first phone call to closing on your perfect home.

Vision Mortgage provides full-service home lending expertise throughout the state of Maine & New Hampshire. Maine home purchasers and mortgage refinancers in the following cities are frequently in demand of Vision Mortgage home loans & refinance lending services:

Portland  |  Westbrook  |  Saco  |  Belfast  |  Lewiston  |  Old Orchard Beach  | Lisbon  |  Naples  |  Bangor  |  Augusta  |  Scarborough


Call Our Mortgage Experts Today!

What Vision clients say about us!

Tim's reliability was top-notch, as he always followed through on his promises and kept me updated throughout the entire process.

I am grateful for Tim's exceptional service and would highly recommend him to anyone in need of a mortgage.

From the very beginning, Tim was attentive and made sure to communicate with me every step of the way.

I felt confident and at ease knowing that he was handling my mortgage.

Contact Vision Mortgage