First Time Buyers
First Time Home Buyer Guide for Maine
Buying your first home in Maine comes down to six steps: check your budget, get pre approved, find a home, make an offer, underwrite the loan, and close. A local broker guides you through all six.
- Step 1
Know your budget
We review income, debt, and credit and tell you what you can comfortably afford.
- Step 2
Get pre approved
A pre approval makes your offer stronger and shows sellers you are serious.
- Step 3
Shop with confidence
You know your number and your program before you tour homes.
- Step 4
Make an offer
We back your offer with trusted financing.
- Step 5
Underwriting
We handle the loan in house and keep you informed.
- Step 6
Close
Most purchases close in about 21 to 30 days from an accepted offer.
Maine first time buyer programs
Programs you may qualify for.
You may qualify for FHA, VA, USDA, or a MaineHousing First Home Loan with little to no money down. We will tell you which ones fit you.