Investor Loans
DSCR Investor Loans
A DSCR loan qualifies based on the rental income of the property, not your personal tax returns. It is ideal for investors who own through an LLC or have a complex tax picture. Available in 38 states.
Who DSCR loans fit
Real estate investors, LLC owners, and self employed buyers who want to qualify on property cash flow rather than W-2 income or tax returns.
What you generally need
A target property with rent that supports the debt service, a qualifying credit score, and a down payment that fits the program. We confirm DSCR numbers up front.
How Vision helps
We work with DSCR specialists across 38 states, structure the loan for LLC ownership, and move quickly so you can compete in real time on deals.